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Author: Shiv Nanda

Shiv Nanda is a financial analyst at MoneyTap who loves to write on various financial topics online. He also advises people on financial planning, investment choices and budgeting skills, and helps them make their financial lives better.

What is Vantage Score?

All governments decide on a credit scoring models to help financial institutions and banks follow a standard in credit assessment while giving out loa

What is Vantage Score?
Shiv Nanda
Aug-04 • 3 mins read

How to Recover From Bankruptcy?

How to Recover From Bankruptcy – An Overview Bankruptcy as a term has various definitions, but in financial matters, refers to one simple thing:

How to Recover From Bankruptcy?
Shiv Nanda
Aug-03 • 3 mins read

Understanding Credit Card Billing Cycles and Charges

Nowadays, there are multiple ways of making payments and transactions, apart from using cash. The most widely used method, however, is the use of cred

Understanding Credit Card Billing Cycles and Charges
Shiv Nanda
Aug-02 • 3 mins read

Overloaded With Credit Card Bills? There Are Ways to be Free

As our disposable incomes continue to rise, our credit card bills are rising too. Our accessibility to funds and our spending patterns have changed

Overloaded With Credit Card Bills? There Are Ways to be Free
Shiv Nanda
3 mins read

What is Bankruptcy?

What bankruptcy? How does one get bankrupt? If you finish your salary before the next pay day, are you bankrupt? Can a person get bankrupt? Or is it o

What is Bankruptcy?
Shiv Nanda
Aug-01 • 2 mins read

What is Overleveraged? How Does it Affect Our Finances?

In the world of finance, ‘leverage’ means a sum of borrowed money. To be ‘overleveraged’ means to have too much debt. Specifically, businesses

What is Overleveraged? How Does it Affect Our Finances?
Shiv Nanda
Jul-31 • 3 mins read

How do Credit Cards Affect Credit Score?

Credit scores play a major role in the ability of a credit issuing firm or a bank to assess an individual’s eligibility for a loan or credit card. T

How do Credit Cards Affect Credit Score?
Shiv Nanda
Jul-29 • 4 mins read

Dos And Don’ts When Using a Credit Card

Using a credit card gives you a sense of power and security. And as the quote goes, “with great power comes great responsibility.” Let us look at

Dos And Don’ts When Using a Credit Card
Shiv Nanda
Jul-28 • 3 mins read

Top Fintech Jargons to Make You Look Smarter

Every technological advancement brings with it a range of new lexicon for the layman to comprehend. When technology merges with an industry that is al

Top Fintech Jargons to Make You Look Smarter
Shiv Nanda
3 mins read

7 Credit Card Rules Everyone Must Follow

A credit card certainly is a great help when you are running out of cash at the end of the month and have expenses that you might not have been able t

7 Credit Card Rules Everyone Must Follow
Shiv Nanda
Jul-27 • 3 mins read

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