10 Best Smartphones Under ₹20,000 in India (SEPTEMBER 2021) - MoneyTap

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The advancements in mobile phone technologies have enabled feature-rich phones to become more affordable than ever. The best phones under ₹20,000 in India offer impressive features that are usually found only in expensive phones. Some of these features include high-resolution multi-camera setups, high refresh rate displays, sleek designs and long battery life.

If you are tight on budget and are looking for a zero down payment facility, you can purchase the best mobile phones under ₹20,000 using the No Cost EMI scheme.

Here is a list of the best phones under 20,000 in India

Here's An Overview Of Some Of
The Best Phones Under ₹20,000 In India.

Model Name Price in India
Samsung Galaxy A31 ₹16,999
Poco X3 Pro ₹18,999
Redmi Note 10 Pro ₹18,999
Moto G60 ₹17,999
Realme Narzo 30 Pro ₹18,999
Vivo V20 SE ₹19,990
Samsung Galaxy M31s ₹18,999
Motorola One Fusion Plus ₹17,999
iQoo Z3 ₹19,990
Infinix Note 10 Pro ₹16,999

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Samsung-A31
Image Credit: Samsung

01. Samsung Galaxy A31

The Galaxy A31 has an advanced Octa-core Processor and 6GB RAM that ensures very smooth performance, and fast processing. With the 128GB internal storage, you can also download more. This phone also has a Game Booster feature that learns your usage patterns to optimize temperature, battery, and memory.

Specifications

  • RAM: 6 GB
  • Battery: 5000 mAh
  • Display: 6.4 inches
  • Storage: 128 GB
  • Front Camera: 20 MP
  • Back Camera: Dual 48 MP + 8 MP + 5MP + 5MP
  • Processor: MediaTek (MT6768) Octa Core
  • OS: Android 10 (Pie)

Pros

  • Fantastic battery life
  • Optical in-display fingerprint sensor

Cons

  • No water resistance
  • No 4K video recording support

Customer Rating

  • 4.3 / 5

02. Poco X3 Pro

With Qualcomm Snapdragon 860, the POCO X3 Pro is designed to deliver impressive performance. POCO X3 Pro has a reflective chrome strip in the centre, metallic texture on the sides and improved fingerprint-resistant material, making the phone always look good as new.

Specifications

  • RAM: 6 GB
  • Battery: 5160mAh
  • Display: 6.67 inches HD+
  • Storage: 128 GB
  • Front Camera: 20 MP
  • Back Camera: Dual 48 MP + 2 MP + 2MP + 2MP
  • Processor: Qualcomm Snapdragon 860
  • OS: Android 11

Pros

  • Excellent performance
  • Battery backup

Cons

  • Relatively slow charging
  • Bulky

Customer Rating

  • 4.5 / 5
Poco X3 Pro
Image Credit: kiboTEK

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Redmi-note-10-pro
Image Credit: Mi

03. Redmi Note 10 Pro

Accompanied by a powerful spec sheet, desirable features, mammoth capacity battery, powerful camera set up, the Redmi Note 10 Pro sure packs a punch in every department.  

Specifications

  • RAM: 6 GB
  • Battery: 5020 mAh
  • Display: (6.78 inches) HD+
  • Storage: 128 GB
  • Front Camera: 16 MP
  • Back Camera: 64MP + 8MP + 5MP + 2MP
  • Processor: Qualcomm Snapdragon 732
  • OS: Android 11

Pros

  • 120Hz Refresh Rate
  • Attractive design, IP53 rating

Cons

  • Average low-light camera performance
  • Spammy software at launch time

Customer Rating

  • 4.5 / 5

04. Moto G60

The Moto G60 is a noteworthy recommendation in the best phones under ₹20,000 category. This mid-range phone from Motorola offers good cameras, smooth performance and brilliant battery life.

Specifications

  • RAM: 6 GB
  • Battery: 6000 mAh
  • Display: 6.78 inches HD+
  • Storage: 128 GB
  • Front Camera: 32 MP
  • Back Camera: 108MP + 8MP + 2MP
  • Processor: Qualcomm Snapdragon 732G
  • OS: Android 11

Pros

  • Great 120Hz display
  • Versatile and capable cameras

Cons

  • Slow charging
  • Bulky

Customer Rating

  • 4.2 / 5
Moto-G60
Image Credit: Motorola
Image Credit: Realme

05. Realme Narzo 30 Pro

The Realme Narzo 30 Pro 5G is a competent all-rounder. Despite being a modest upgrade to the Narzo 20 Pro, this best mobile phone under ₹20,000 brings all the modern, useful features to the table. 

Specifications

  • RAM: 8 GB
  • Battery: 5000 mAh
  • Display: 6.53 HD+
  • Storage: 128 GB
  • Front Camera: 16 MP
  • Back Camera: 48MP + 8MP + 2MP
  • Processor: MediaTek Dimensity 8000
  • OS: Android 10

Pros

  • 120Hz refresh rate display
  • Satisfactory performance

Cons

  • Lacklustre camera performance
  • Display not colour accurate

Customer Rating

  • 4.3 / 5

06. Vivo V20 SE

The Vivo V20 SE has excellent design, capable cameras, and a good viewing experience. It ticks all the right boxes when it comes to the performance of a smartphone at that price range. 

Specifications

  • RAM: 8 GB
  • Battery: 4100 mAh
  • Display: 6.44 inches
  • Storage: 128 GB
  • Front Camera: 32 MP
  • Back Camera: 48MP + 8MP + 2MP
  • Processor: Qualcomm Snapdragon 665
  • OS: Android 10

Pros

  • 6.44 inches AMOLED screen
  • 33 W fast charging

Cons

  • Single storage
  • Without gorilla glass protection

Customer Rating

  • 4.3 / 5
Image Credit: Vivo

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Galaxy m31s
Image Credit: Samsung

07. Samsung Galaxy M31s

The Samsung Galaxy M31s is arguably the best M-series smartphone yet. The phone has a good build quality, great primary camera, crisp and vivid display, fantastic battery life, and capable performance. 

Specifications

  • RAM: 8 GB
  • Battery: 6000 mAh
  • Display: 6.44 inch
  • Storage: 128 GB
  • Front Camera: 32 MP
  • Back Camera: 64MP + 8MP + 5MP + 5MP
  • Processor: Samsung Exynos 9 Octa 9611
  • OS: Android 10

Pros

  • Long-Lasting Battery
  • Vibrant Super AMOLED Display

Cons

  • AMOLED Panel Lacks 90Hz Refresh Rate
  • Not Meant For Gaming

Customer Rating

  • 4.3 / 5

08. Motorola One Fusion Plus

The Motorola One Fusion+ is among the best phones under ₹20,000 you can buy. It has a great gaming performance, excellent immersive screen, astonishing battery autonomy, and a capable and versatile camera setup. 

Specifications

  • RAM: 6 GB
  • Battery: 5000 mAh
  • Display: 6.5 inch HD+
  • Storage: 128 GB
  • Front Camera: 16 MP
  • Back Camera: 64MP + 8MP + 5MP + 2MP
  • Processor: MediaTek Helio G95
  • OS: Android 10

Pros

  • Pop-Up Camera
  • Good battery backup

Cons

  • Build Quality polycarbonate (plastic)
  • Display has IPS LCD

Customer Rating

  • 4.4 / 5
Moto one fusion plus
Image Credit: Motorola

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iQOO Z3
Image Credit: iQOO

09. iQOO Z3

iQOO Z3 is India’s first smartphone with Qualcomm Snapdragon 768G chipset, which falls in the category of smartphones under ₹20,000. It offers good battery life, good features and great performance. 

Specifications

  • RAM: 6 GB
  • Battery: 4400 mAh
  • Display: 6.67 inch HD+
  • Storage: 128 GB
  • Front Camera: 16 MP
  • Back Camera: 64MP + 8MP + 2MP
  • Processor: Qualcomm Snapdragon 768G
  • OS: Android 11

Pros

  • 120Hz refresh rate display
  • 5G-ready

Cons

  • Average low-light camera performance
  • Low battery

Customer Rating

  • 4 / 5

10. Infinix Note 10 Pro

Infinix Note 10 Pro is a solid performer. With commendable hardware and software synergy, dependable camera performance, and reliable battery life performance, this phone under ₹20,000, delivers a superlative performance. 

Specifications

  • RAM: 8 GB
  • Battery: 5000 mAh
  • Display: 6.95 inch HD+
  • Storage: 258 GB
  • Front Camera: 16 MP
  • Back Camera: 64MP + 8MP + 2MP + 2MP
  • Processor: MediaTek Helio G95
  • OS: Android 10

Pros

  • Ample storage
  • 90Hz refresh rate

Cons

  • Camera performance

Customer Rating

  • 4.2 / 5
Infinix Note 10 pro
Image Credit: Infinix Mobiles

While best mobile phones under ₹20,000 continue to flood the market, we are expecting more devices with advanced and trending features to be launched by Samsung, Oppo, Realme, and Motorola by the end of July.

If any of the best smartphones under ₹20,000 from our list has caught your eye, you can purchase it on easy EMIs without any extra cost through MoneyTap.

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