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Category: Credit Score

7 Factors You Didn’t Know Could Ruin Your Credit Score

Good scores and bad scores are not just terms used to describe your school report card. Creditors use credit scores to describe your creditworthiness.

7 Factors You Didn’t Know Could Ruin Your Credit Score
Shiv Nanda
Dec-04 • 2 mins read

10 Types of Financial Transactions that Can Harm Your Credit Score or CIBIL Score

Using a credit card or personal line of credit to pay for large purchases and ongoing expenses is still a fairly new concept in India, but one thatâ

10 Types of Financial Transactions that Can Harm Your Credit Score or CIBIL Score
Shiv Nanda
Jun-29 • 3 mins read

How Does Paying Off Only The Interest of Your Mortgage Affect Your Credit Score?

Paying off a mortgage is an important milestone for a borrower. It is a step towards financial freedom. It is also a step towards bettering your credi

How Does Paying Off Only The Interest of Your Mortgage Affect Your Credit Score?
Shiv Nanda
Nov-04 • 3 mins read

Can Banks Reject Personal Loan Applications When Credit Score is Above 800?

Applying for a loan at a bank can be a daunting experience; there is a lot of uncertainty about whether the loan will be approved or not. Most people

Can Banks Reject Personal Loan Applications When Credit Score is Above 800?
Shiv Nanda
3 mins read

7 Must Have Apps to Manage Your Credit Score

Indian finance market is flooding with fintechs which are interested in lending money. From a refrigerator to an apartment, you can get a loan for eve

7 Must Have Apps to Manage Your Credit Score
Shiv Nanda
Aug-21 • 3 mins read

How Much Is a Good Credit Score?

Credit score is an important indication of one’s financial status. While frequently used by banks and creditors to assess loan applicants, it is sur

How Much Is a Good Credit Score?
Shiv Nanda
Aug-06 • 3 mins read

How do Credit Cards Affect Credit Score?

Credit scores play a major role in the ability of a credit issuing firm or a bank to assess an individual’s eligibility for a loan or credit card. T

How do Credit Cards Affect Credit Score?
Shiv Nanda
Jul-29 • 4 mins read

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