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Category: Personal Loan

6 Smart Ways to Manage Your Loans Better

In a world where people are driven by words like YOLO (“you only live once”) and FOMO (“fear of missing out”), living beyond means has become

6 Smart Ways to Manage Your Loans Better
Shiv Nanda
Feb-24 • 2 mins read

5 Rights Every Loan Defaulter Must Know

When a borrower fails to pay the EMIs on loan as per the loan agreement, a loan defaulter is born. Being a loan defaulter doesn’t make you a crimina

5 Rights Every Loan Defaulter Must Know
Shiv Nanda
Feb-17 • 3 mins read

What Is Loan Repayment and Why Is It Important?

What Is a Loan? A loan is the money you receive from a bank or financial institution in exchange for a commitment to repay the principal amount with

What Is Loan Repayment and Why Is It Important?
Shiv Nanda
Jan-06 • 4 mins read

Pay Your Dental Bill with a Personal Medical Loan!

Now you’ll ask since when did a visit to the dentist get so expensive that you have to take finance to pay the bills.  Dental care isn’t cheap. T

Pay Your Dental Bill with a Personal Medical Loan!
Shiv Nanda
Dec-09 • 3 mins read

The Risks You Take When You Co-Sign a Loan for Someone Else

Being a co-signor is a generous act to help your family or a friend get a loan for which they otherwise do not qualify. In matters of finance, being g

The Risks You Take When You Co-Sign a Loan for Someone Else
Shiv Nanda
Nov-27 • 3 mins read

The Importance of NOC and Why You Need to Collect it Once the Loan is Closed

Seven years after Mr. Iyer closed a personal loan, he received numerous calls from recovery agents asking him to pay his loan. He was mentally torture

The Importance of NOC and Why You Need to Collect it Once the Loan is Closed
Shiv Nanda
Nov-18 • 2 mins read

Personal Loan Eligibility: What Is It, How It Is Calculated and How to Improve It

A personal loan is an unsecured loan. Banks do not ask for collateral or security when you apply for it. That’s the reason why there is a risk invol

Personal Loan Eligibility: What Is It, How It Is Calculated and How to Improve It
Shiv Nanda
Nov-07 • 4 mins read

When Should You Use a Personal Loan for Debt Consolidation?

If your total debt from loans and credit cards is getting out of hand, you may be exploring debt consolidation loans in India to help you pay it down.

When Should You Use a Personal Loan for Debt Consolidation?
Shiv Nanda
Oct-27 • 2 mins read

8 Reasons Why You Should Apply for a Personal Loan Online

Personal loan online is a futuristic wave happening right now.  As a potential customer in the market for a personal loan, you may have more than onc

8 Reasons Why You Should Apply for a Personal Loan Online
Shiv Nanda
Oct-18 • 3 mins read

Personal Loan Pre-Payment: The Basics and the Benefits

If you have an existing personal loan, it is a good idea to pre-pay it whenever you have extra money to spare. By doing so, you not only get debt-free

Personal Loan Pre-Payment: The Basics and the Benefits
Shiv Nanda
Sep-02 • 2 mins read

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