Things Gujaratis Spend on During Navratri and Why You Need MoneyTap’s Line of Credit - MoneyTap Blog
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Things Gujaratis Spend on During Navratri and Why You Need MoneyTap’s Line of Credit
Home » Things Gujaratis Spend on During Navratri and Why You Need MoneyTap’s Line of Credit

Things Gujaratis Spend on During Navratri and Why You Need MoneyTap’s Line of Credit

The festival of light, dance and colour is upon us. This 9-day festival truly is a money pit, and no one knows it better than the quintessential Gujju! You may start spending innocently but as the festival starts getting nearer your expenses tend to go higher. Navratri expenses are not a one-time cost but are a series of ongoing costs. In this article, let’s take a dig at what Gujaratis spend on before, during and after Navratri. 

So, what Gujaratis spend on during Navratri? And how much do they cost? Let’s find out. 

Traditional Attire:

The stress every girl goes through as the festival approaches is real. You may have 27 pairs of chaniya cholis in your closet, but the chaniya cholis from the last 3 years won’t do, because guess what, they are out of style. You drown in the feeling that you have nothing to wear. Young girls and women alike might relate to this feeling. 

A new trendy look for each of the 9 days of Navratri is a huge cost. Consider the cost of chaniya choli bought in the local market to be around ₹ 1,500. Multiply the cost into 9 (for 9 days of Navratri). The total cost of chaniya cholis for all 9 days comes to ₹ 13,500. And we haven’t even considered the cost of high-end designer chaniya choli which can easily be ₹ 5,000 and more for each. 

The men too are very particular about their traditional new look and they are not too far behind their counterparts. They splurge too. 

Garba Class:

The Gujaratis take the garba competition very, very seriously. Winning the title of “King” and “Queen” means a lot to them. Many join garba classes to win awards. The cost of garba classes for a month is approx. ₹ 1,500.

Gym Memberships:

Dancing to the song ‘Sanedo sanedo’ is not easy. You need to sit and stand effortlessly, and you need to really look good while you do it. The best way to build your stamina and look good in your outfits is to enrol in a gym. Many join the gym a few months before the festival. To cater to this crowd, many gym owners roll out special Navratri package of 3 months that can cost up to ₹ 6,000. 

Tickets and passes:

As the festival approaches, “Pass che?” becomes the popular catchphrase. Entry passes of Vadodara’s United Way and Ahmedabad’s Friends Garba are expensive and hard to get. The sale of such big event passes begins months before Navratri. United Way’s passes for men starts at ₹ 3,500 and for women at ₹ 700. The more high-profile the event is, the higher is the cost of its entry passes. 

Beauty treatments:

So, what are the beauty treatments, Gujarati women indulge into during Navratri?

  • Women full body waxing: Starts at ₹ 3,000 
  • Body polishing: Starts at ₹ 2,000 
  • Facial: Starts at ₹ 1,500 to ₹ 5,000
  • Hair colouring: Starts at ₹ 4,000
  • Hair streaking: Starts at ₹ 3,000
  • Hair spa: Starts at ₹ 1,000
  • Laser treatments: Starts at ₹ 5,000 per session  
  • Tattoo: Starts at ₹ 2,000 
  • Nail art: Starts at ₹ 2,000 


Navratri is incomplete until Gujaratis have their dose of lip-smacking food. After all, what is Gujarat without food, right? That delicious cold coffee, that yummy chaat, and that humble water bottle become pricey luxury items at these garba events. For example, if your daily food cost at the event is ₹ 200, you’ll end up paying ₹ 1,800 over a period of 9 days. 


If your garba venue is far away from home, you may need to commute to and fro. Considering the cost of the daily commute to be ₹ 200 on average, the 9-day cost easily comes to ₹ 1,800. 


Many women take help of beauticians to dress them up and do their makeup. If we consider that a beautician charges ₹ 1500 per session and if you decide to take the services of a beautician for all 9 days, you may have to shell out ₹ 13,500.

Most people, if they haven’t saved up for the festival, they run their expenses on a credit card. If that’s the case with you, then you should definitely get MoneyTap’s personal line of credit. Simply because it is a better option than a credit card. Let’s delve into reasons why you should use MoneyTap’s credit line, this Navratri. 

Why use MoneyTap’s line of credit for your Navratri expenses? 

  • Because you don’t know how much you’ll need to make the above expenses. Having a revolving line of credit that allows you to withdraw what you need and when you need helps. 
  • MoneyTap’s line of credit can be taken in the form of MoneyTap Credit Card 2.0 and it aptly mimics the convenient access to funds of a credit card. All that with a much lower interest rate than a credit card. 

Other features of MoneyTap’s personal line of credit that makes it an excellent finance option during Navratri:  

  • You can borrow up to ₹ 5 Lakh – Use the line of credit without disrupting your savings. 
  • Low-interest rate starting at 1.08% per month – Much lower than what you’ll be paying for purchases on a credit card. 
  • Easy repayment option spread over a loan tenure of 2 months to 36 months – Pay in affordable EMIs without the stress. 
  • Withdraw as low as ₹ 3,000 and as high as your approved credit limit – Withdraw what you need up to the approved credit limit, as and when expenses occur. 
  • Pay interest only on the amount you use and not on the whole credit amount – You save on interest. 
  • The credit line is available to you 24/7 – Emergencies like late-night snacking or last-minute surprises can be tackled with ease. 
  • Earn rewards for your purchases – A credit card is not the only card that rewards you. MoneyTap Credit Card 2.0 rewards you too. 

Navratri is around the corner. Diwali is next. Are you financially prepared for two back-to-back, heavy on the pocket festivals? If you aren’t, get prepared with MoneyTap’s line of credit. Download the app now!

Shiv Nanda

Shiv Nanda is a financial analyst at MoneyTap who loves to write on various financial topics online. He also advises people on financial planning, investment choices and budgeting skills, and helps them make their financial lives better.

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