MoneyTap’s Features and Benefits:

Receive instant approval - get a line of credit of up to ₹ 5 Lakh easily

Use only what you need - withdraw as little as
₹ 3,000 or as high as your approved limit

No additional interest charges - pay interest only on the amount you use

MoneyTap Credit Card 2.0 - withdraw 100% cash or swipe at stores to receive instant rewards

Flexible repayment - repay bills using flexible EMIs while choosing a convenient repayment period - 2 to 36 months

All we need is your proof of address and proof of identity to get started


  1. Must be a full-time salaried employee with a take-home salary of ₹ 20,000/month
    Must be a self-employed professional with an income of at least ₹ 20,000/month

    (Only certain professionals like doctors, lawyers, or business owners qualify)

  2. Must be above 23 years and below 55 years of age
  3. Must be a resident of one of the following cities:

    Ahmedabad, Anand, Bangalore, Chennai, Chandigarh, Coimbatore, Delhi, Gandhinagar, Hyderabad, Indore, Jaipur, Mumbai, Mohali, NCR, Panchkula, Pune, Rajkot, Secunderabad, Surat, Vadodara, Vijayawada, Vizag

Debt Consolidation Loan Related Pages

Reasons Why You’re Here:

  • Want to clear credit card settlements or informal debts
  • Reduce stress and gain financial relief
  • Lower the burden of high interest rates on debts or credit card dues
  • Want to consolidate more than one debt and pay off quickly
  • Want to repay debts by turning multiple monthly EMIs to a single EMI
  • Need more financial leeway to balance credit card, rent payments, medical or utility bills, etc.

While credit cards are a great way to make instant purchases when you’re short on cash, it is easy to get trapped in a credit card debt and end up with negative impacts on your financial freedom as well credit score. Avoid these issues by transferring all your dues with high interest rates to MoneyTap’s personal line of credit and simplify your finances with one affordable monthly payment!

Why Taking a Personal Debt Consolidation Loan Makes Sense?

  • Debt consolidation allows you to lower the interest rate as well as the monthly premium while paying off your debt quickly.
  • To save yourself from any financial imbalance and trouble in your monthly budget management with enhanced financial freedom.
  • To ensure that you’re addressing all your debts by eliminating missed or late payments.
  • To ensure timely payment of your bills exactly when they’re due and avoid being charged with higher interest rates due to non-payment.
  • Makes your life simple, steady and efficient by eliminating the need to worry about several payments.
  • Monthly payments become smaller and easier to handle thus reducing your burden.
  • To consolidate your debts, meet payments on time and improve your credit score for future use.
  • To save on service fees, initiation fees, processing fees, insurance charges, etc., charged by several banks by consolidating them and using that money to pay off your monthly EMIs instead.

Tips for Using a Debt Consolidation Loan in the Right Way:

  • Work out your monthly budget accurately to save yourself from additional debts piling up due to miscalculation.
  • Always pay your EMIs before the due date and be consistent till you pay off all your debt. The idea is to actively monitor your spending and saving habits by ensuring timely payments.
  • Don’t take additional advances just because debt consolidation is giving you a little bit of financial freedom.
  • Only go for debt consolidation if you are absolutely sure you will be able to meet your monthly payments.
  • Don’t indulge in impulsively spending due to financial relief and less stress.

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With MoneyTap’s line of credit you will have money available instantly 24x7 to use anytime, anywhere. Click below to experience its power.

Different Ways to Use MoneyTap Personal Loan 2.0