Get the new-age personal loan with India's 1st credit line app.
Use any amount from your limit
Interest charged only on the used limit
Flexible EMIs of 3-36 months available
Repay and use the limit again
10 Million+ Downloads
₹2500+ Crore Disbursed Annually
4.3/5 Rating on Google Play
How To Get a Personal Credit Line?
Easy application, no bank visit required
No collateral, no guarantor
Quick approval of up to ₹5 Lakh
Borrow any amount starting at ₹3,000
Pay interest only on the borrowed amount
Instant transfer to your bank account
Choose your EMIs conveniently
Repay your EMIs and re-use your limit
One time approval, lifetime usage
Get the money you need
As Seen On
Watch what our happy
customers have to say about
"My salary was delayed, but I got quick cash with MoneyTap."
"Dadaji had to be admitted to the hospital at 2 in the night. Thankfully, I had MoneyTap, cash could be arranged immediately."
Frequently Asked Questions
What is MoneyTap?
MoneyTap is India’s first app-based personal credit line, offered in partnership with banks and NBFCs. With the tap of a button, this app lets you borrow as little as ₹ 3,000 or as much as ₹ 5 Lakh depending on your credit limit that is set by our banking partners. More importantly, you pay interest only on the withdrawn amount.
What if I don't need the funds right now?
Get approved for the limit now so that you can have money at your disposal whenever you need it. Once your credit limit is approved, you can access the funds 24 hours a day, 7 days a week at the tap of a button. The interest will be charged only on the amount you use and when you choose to use it. You will also get a MoneyTap card along with the app that can be used like a regular credit card. Use the card for shopping online or offline and get reward points. Act now and have peace of mind!.
What documents do I require to apply for MoneyTap?
Please have the following information handy:
Aadhar Card (preferred, not mandatory) or at least Aadhar Number
Pan Card (mandatory)
Your company name, company email address
Net banking login information for your salary account
Get emergency backup money for life with a MoneyTap Credit Line