MoneyTap’s Personal Home Renovation Loan Features and Benefits:

Receive real-time approval on a credit line of up to ₹ 5 Lakh

Withdraw as little as ₹ 3,000 or as high as your approved limit, the choice is yours to make

Pay interest only on the amount you withdraw and not on the entire amount allocated to you

MoneyTap’s credit card lets you enjoy 100% cash withdrawal as well as special rewards

Repay in flexible EMIs by choosing a payment period that works for you which could be anywhere between 2 months to 36 months

Your proof of address and ID proof are the only two documents we need to begin with


  1. Must be a full-time salaried employee with a take-home salary of ₹ 20,000/month
    Must be a self-employed professional with an income of at least ₹ 20,000/month

    (Only certain professionals like doctors, lawyers, or business owners qualify)

  2. Must be above 23 years and below 55 years of age
  3. Must be a resident of one of the following cities:

    Ahmedabad, Anand, Bangalore, Chennai, Chandigarh, Coimbatore, Delhi, Gandhinagar, Hyderabad, Indore, Jaipur, Mumbai, Mohali, NCR, Panchkula, Pune, Rajkot, Secunderabad, Surat, Vadodara, Vijayawada, Vizag

Home Renovation Loan Related Pages

Reasons You Are Here:

  • Want to renovate your home but strapped for cash
  • Upgrade your existing home to a contemporary design
  • Furnish your new home and pay for fittings, furniture, etc.
  • Pay for your rent or down-payment
  • Want to get internal and external repairs
  • Want to expand your home
  • Your kitchen needs fixing or a new look
  • Increase the resale value of your home with minor repairs

Home improvement is bound to pay off as it increases the property value of your home and can also help improve your lifestyle. Renovations can take up a lot of your cash and it isn’t wise to dip into your savings always. Instead, you can simply take advantage of a home improvement loan and do the needful without impacting your overall financial liquidity using MoneyTap as we offer a line of credit that can be used as a personal loan or as a credit card for related purchases!

When to Consider a Personal Home Renovation Loan:

  • You don’t have enough home equity to borrow against
  • You need a one-time loan for a smaller, single project
  • For minor or major renovations
  • You want to be able to budget for the same payment each month
  • You don’t want to utilize your existing savings on a home renovation project

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With MoneyTap’s line of credit you will have money available instantly 24x7 to use anytime, anywhere. Click below to experience its power.

Different Ways to Use MoneyTap Personal Loan 2.0