MoneyTap’s Most Loved Features:

Real-time approval of up to ₹ 5 Lakh with no running around

Withdraw as ₹ 3,000 or up to your approved limit

Interest on only the amount you actually use, as you use it

Use MoneyTap Credit Card 2.0 when you need funds instantly

Convert to convenient EMIs ranging from 2 months to 3 years


  1. Must be a full-time salaried employee with a take-home salary of ₹ 20,000/month
    Must be a self-employed professional with an income of at least ₹ 20,000/month

    (Only certain professionals like doctors, lawyers, or business owners qualify)

  2. Must be above 23 years and below 55 years of age
  3. Must be a resident of one of the following cities:

    Ahmedabad, Anand, Bangalore, Chennai, Chandigarh, Coimbatore, Delhi, Gandhinagar, Hyderabad, Indore, Jaipur, Mumbai, Mohali, NCR, Panchkula, Pune, Rajkot, Secunderabad, Surat, Vadodara, Vijayawada, Vizag

Two-Wheeler Loan Related Pages

Reasons You’re Here:

  • Planning to buy your dream bike
  • Want to help a loved one get their own vehicle
  • Looking for an affordable vehicle to ease your daily commute
  • Require a simple and quick option for two-wheeler finance
  • Dream of biking trips with friends on weekends
  • Always wanted a powerful bike for thrilling rides
  • Need to make an immediate down payment for a bike loan
  • Want a mode of transportation that’s economical and efficient

Why Does Buying a Two-Wheeler on a Personal Loan Make Sense?

  • Make down payments easily, and choose flexible EMI options and repayment tenures at affordable monthly interest rates for the remaining loan amount.
  • Since you can spread out repayments with flexible EMIs that suit your budget, the immediate financial burden is lower than for an outright purchase.
  • Two-wheeler loan eligibility is not as complicated as those for car loans, with no need to provide any collateral or security. This makes it easier for low-income groups and middle or lower middle-class customers to buy a vehicle for daily use.
  • With relatively smaller loan amounts, personal loans for two-wheelers are easier to get and repay. Consistently paying off a two-wheeler loan helps you build your credit score and improve your credit profile, even if you have never taken loans or used a credit card in the past.
  • Two-wheelers have a high resale value, so you can start thinking of an upgrade immediately after completing your loan repayment.
  • With a bike loan, you can explore a wider range of two-wheelers in different price segments and even buy one that was previously out of your budget. The price difference is spread out in EMIs, so your choices are not limited.
  • Personal loans allow for 100% financing of the on-road price for a new two-wheeler, as compared to traditional vehicle loans that offer a maximum of 80% of financing and require an out-of-pocket down payment for the remaining amount.

Tips When Buying a Two-Wheeler on a Loan:

  • Do not forget insurance and registration costs while calculating the cost of your bike or scooter purchase.
  • Account for existing financial commitments as well as potential ones while selecting a repayment tenure. A low bike loan interest rate is of no help if you keep getting charged extra for late payments!
  • For a two-wheeler loan apply online if possible. App-based loans are usually far simpler than conventional financing options, with quicker approval as well.
  • Compare two-wheeler loan interest rates as well as flexibility in repayment options while looking for a loan.

Download for

With MoneyTap’s line of credit you will have money available instantly 24x7 to use anytime, anywhere. Click below to experience its power.

Different Ways to Use MoneyTap Personal Loan 2.0