₹24,959
Loan EMI
₹34,90,279
Total Interest Payable
₹59,90,279
Being a government employee gives you job security, but might not allow for a financial bandwidth to deal with emergencies. MoneyTap’s personal loan for government employees can resolve your sudden financial woes.
Apply NowBeing a salaried person, every rupee you earn is budgeted for, which leaves you with little or no liquid cash to take care of an emergency that can strike anytime. That’s why you should consider applying for personal loans for government employees that allow you to borrow money as per your needs without collateral.
Would you believe if we say that the pre-approval is almost instantaneous? Well, it’s true. All you need to do is download the app and register. You will get instant pre-approval on the app without having to wait or call anyone.
This feature makes it one of the most affordable loans in Vadodara. Unlike other loans where you have to pay interest on the entire limit from day 1, with MoneyTap you only pay for the amount you withdraw, whenever you withdraw it. If you don’t use it, you don’t pay any interest rate on it.
Is it an instant cash loan? Is it a credit card? Well, it’s both! MoneyTap allows you to use the line of credit the way you want, at no extra cost.
You can rest assured that your personal data and money is safe with MoneyTap. We use the best encryption systems available to ensure that none of your information is vulnerable at any stage. MoneyTap is offered in partnership with leading banks in India.
This basically means that once the line of credit is approved, you don't need to re-apply the next time you want a quick cash loan in Vadodara. You can keep the credit line for as long as you wish, even after repayment. At no extra cost.
Must be a full-time salaried employee with a minimum take-home salary of ₹ 30,000/month
ORMust be a self-employed professional with an income of at least ₹ 30,000/month.
(Only certain professionals like doctors, lawyers, or business owners qualify)₹24,959
₹34,90,279
₹59,90,279
Fill up basic details such as age, city, PAN number, & income so we can determine your eligibility.
After the approval from our system, we’ll schedule a KYC visit to your house / office to collect documents.
Credit line is ready to use! From the approved limit, transfer as much money as you need to your bank account.
At the beginning of the month, everything looks rosy as you have your salary in your account. But as the days pass by, the funds deplete due to household expenses. And that’s when it strikes you that you are yet to make quite a few bill payments – mobile, DTH, EMIs, credit card, electricity, etc. These services have different due dates and the bills are generated depending on when the billing cycle is complete. Unfortunately, the due dates for these payments usually fall somewhere in the mid or towards the end of the month. By then, you would have already exhausted the funds and are left with no money to make these crucial payments. That’s where government personal loans can help.
A sudden leak in the roof, a crack in the wall, urgent need of furniture refurbishing – all of these household emergencies need urgent attention. Unfortunately, unexpected repairs are a fact of life and you’ll need a plan for how you’re going to pay for them without emptying your bank account. Home improvement loan is the answer.
Life is unpredictable and medical emergencies are unpleasant. However, a personal loan can help you meet your financial needs when you or your loved one needs emergency medical treatment.
When you get your salary, you start budgeting and things go according to plan till you receive a note from school saying that you need to send your child for an educational tour to a place which is out of your budget. You are in a dilemma as every penny you have in your account is accounted for. A personal loan for government employees can help you generate the funds you need to pay for your child’s educational tour without distorting your household budget plan.
The other occasions for which you might need a personal loan are as follows: