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RBL Bank Credit Cards
Types, Benefits, Eligibility and How to Apply

RBL Bank, previously known as Ratnakar Bank is one of the oldest private banks in India. It was started in 1943, and has a headquarters in Mumbai. The bank offers a wide range of credit cards for people with different needs and preferences.

In this article, we’ll talk about the types, benefits, eligibility, and the application process of RBL Bank credit cards.

RBL Credit Card Types

This section talks about the various types of RBL credit cards categorized according to the feature it is designed for.

RBL Bank Cookies Credit Card

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RBL Bank Monthly Treats Credit Card

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Platinum Maxima Card

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Platinum Delight
Card

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Titanium Delight
Card

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MoCash
Credit Card

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Platinum ValuePlus SuperCard

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Classic
Platinum Card

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MoneyTap
Black Card

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MoneyTap
Card

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RBL Bank ETMoney LoanPass

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RBL Bank Paisa On Demand

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World Safari Credit Card

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Platinum Travel Easy SuperCard

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Insignia Preferred Banking World Card

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RBL Bank
Icon Card

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IGU NHS Golf World Card

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CA
SuperCard

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Platinum Advantage SuperCard

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Platinum Bonus SuperCard

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World Plus
SuperCard

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Platinum Choice SuperCard

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Platinum Plus SuperCard

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Platinum Edge SuperCard

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Platinum Prime SuperCard

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Platinum Classic SuperCard

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Platinum Max SuperCard

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Shoprite
Credit Card

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Platinum ShopSmart SuperCard

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Blockbuster Credit Card

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RBL Bank Popcorn Credit Card

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Movies and
More Card

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RBL Bank Fun + Credit Card

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World Prime SuperCard

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World Max
SuperCard

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Practo Plus Credit Card

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Doctor’s
SuperCard

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Travel & Entertainment Card

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Corporate Purchase Card

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Why Should You Choose RBL Bank Credit Cards?

RBL Bank offers a wide range of credit cards that are packed with benefits designed to suit different needs and wants of people. Below mentioned are the features and benefits of RBL Bank Credit Card:

  • Fuel Surcharge waiver.
  • Can use it as an emergency loan.
  • Attractive offers and discounts at partner stores.
  • Welcome bonuses on different card variants.
  • Reward points with every purchase and milestone bonuses.
  • Enhanced Protection through an embedded EMV Microchip.
  • Travel benefits and other privileges like complimentary access to the airport lounge.
  • EMI network card advantage for purchasing gadgets, electronics and more on easy EMIs.
  • Protection from cyber threats with robust security features like 'zero-fraud liability cover' and 'In-hand security.'
  • 24/7 customer care.
  • Cashback benefits.
  • Flexible credit limits to curb your spending by setting a credit limit on the primary as well as on the add on cards.
  • Access to your credit card account online anywhere and at any time.
  • Add-on cards to share the convenience and benefits of the credit card with family.
  • Active alerts to stay updated with all your transactions, payment dates and more.
  • Get cash any time you need from ATMs (cash advance fees applicable).
  • Enjoy specialized privileges such as golf lessons, dining privileges, priority pass membership, etc. on select cards.

Basic Eligibility Criteria

Good Credit Score

Above 23 Years of Age

Self-Employed or Salaried Professional

Documents Required to Apply for RBL Bank Credit Card

You need to submit the following documents to apply for an RBL Credit Card.

  • A recent passport-size photo

  • Address Proof (submit any one of the following)

    (Aadhar card, Passport, Electricity/Phone/Utility Bill, Rental Agreement, Driving license, Latest bank or credit card statement from another bank)

  • ID Proof (submit any one of the following)

    (Aadhar card, Voter’s ID, PAN Card, Passport, Any Government Photo ID)

  • Income Proof (submit any one of the following)

    (Bank Statements, Income Tax Returns, Latest Salary Slip, Form 16)

How to Apply for RBL Bank Credit Card?

Steps to apply online

  • Go to the RBL Bank’s official website
  • Click on 'Credit Cards' section
  • Click on 'Apply Now'
  • Fill the necessary details
  • Click on 'Submit'

Steps to apply offline

  • Visit nearest RBL Bank branch and ask to meet a credit card representative.
  • The bank representative will brief you about the credit card and offer you options depending on your eligibility.
  • Fill the RBL credit card application form.
  • Attach the documents needed along with your application form.

How Can You Track the Status
of Your RBL Credit Card Application?

Once you are done with the application process, you’ll receive an SMS acknowledging your application along with a reference number and application number. You can track the status of your application, both online and offline.

Track credit card application status online

Visit the RBL credit card tracking page on its official website and track the status by entering any of the following:

  • Customer ID
  • Mobile number
  • PAN number
  • Email ID
  • Application reference number

Track credit card application status offline

Call the toll-free number of RBL bank at 18001238040 from your registered mobile number or visit the nearest RBL bank branch with application form number or your reference number.

FAQs

Your RBL Bank credit card can be used domestically and internationally at any merchant (offline and online) or ATM that accepts MasterCard, Maestro and Cirrus.

You can pay through one of the following methods:

  • RBL MyCard App
  • Bill desk through Quick Bill
  • NACH facility
  • NEFT payment from any bank account
  • Net banking
  • Cheque

You can take add-on cards for your family members (parents, spouse and children). Through add-on cards, you can share the benefits and convenience of a credit card to your loved ones, but as the primary credit cardholder, you’ll be responsible for paying for all the transactions.

The credit limit on the RBL Bank credit cards is determined by the bank. If you want to increase the credit limit, you need to request for it in writing along with financial documents such as bank statements, salary slip, income tax returns, etc. to support your credit limit increase request. However, it is up to the bank whether or not to approve the request.

Yes, you can withdraw cash up to your cash limit with your RBL Bank credit card. Your cash limit is indicated on the billing statement for your credit card. However, all cash transactions attract cash advance fee and applicable interest along with service charges. Please check the service charges to know the latest charges.

Your eligible credit limit depends on the type of card you choose and also on your income bracket. Your cash limit can be a percentage of your available credit or your total credit limit. Your cash advance limit is indicated on your monthly credit card statements.

Immediately call Toll-Free 24 Hour Bank by Phone at 1800 121 9050 and inform the call center. Also, follow up with a written communication.

Call the 24 Hour Bank by Phone at 1800 121 9050 to get assistance.

If you want to enjoy the benefits and rewards of a credit card at an interest rate much lower than most credit cards, apply for RBL MoneyTap Card. For instant cash, low-interest rate and exciting rewards and benefits. Get MoneyTap.