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How Does MoneyTap's Personal Line of Credit Work?

Apply for your personal line of credit with MoneyTap

The best option online for all your borrowing needs

Most Loved Features of MoneyTap Personal Credit Line App!

Borrow as little as ₹ 3,000 Borrow as little as ₹ 3,000

Borrow
flexibly

Borrow any amount from your personal line of credit with MoneyTap.

No Usage, No Interest. No Usage, No Interest.

No usage,
no interest

Interest rates are applied only on the amount you borrow and not your entire approved limit.

Swipe. Tap. Convert Swipe. Tap. Convert

Safe &
Secure Credit

We work ONLY with regulated financial institutions in India governed by RBI, and we have our own NBFC as well. So we're well regulated and legally compliant. All data is processed and stored within India with banking-level security controls.

Real-time limit approval Real-time limit approval

Credit limit available
for a lifetime

Your credit limit is recharged as you repay your borrowed amount giving you the flexibility to withdraw multiple times.

No Guarantors No Guarantors

Made in India

MoneyTap is made in India and made for India. We have our own NBFC and work only with regulated financial institutions that are governed by the RBI.

No Guarantors No Guarantors

No collateral, no guarantors

Now you don’t have to sacrifice your savings or risk your valuable assets. MoneyTap's credit line app lets you access money when you need it the most without any collateral backing!

Someone like you is happy with MoneyTap

Vitaldas

Vittaldas Sachin Shenoy

-HealthifyMe, Bangalore

Last time that I remember, applying for a loan was a huge hassle. With MoneyTap, I could not believe that the entire process of applying for a loan could be done from my phone. When I tried it myself, the experience was mind bogglingly simple. I got my loan approved. MoneyTap is loan application done right.

Praveen

Praveen Dsouza

- Endosoft Solutions, Bangalore

It feels great to have an app like MoneyTap to make any money transactions and also view it whenever required. The app is user-friendly and easy to use. I would suggest MoneyTap to anyone requiring a credit card.

Amrit

Amrit Kalita

- Canvera, Bangalore

This is an amazing app. The application process on the app is very simple. I got to know my eligibility. The option of paying back in EMI’s was very good. I liked the pass code verification on the app very much, it adds lots of security.

Tilak

Tilak Kumar AR

- Ikya Human Capital Solutions, Bangalore

This is a good app for emergency purposes and the money can be transferred through their IMPS feature.

Vitaldas

Vittaldas Sachin Shenoy

- HealthifyMe, Bangalore

Last time, as I remember, applying for a loan was a huge hassle. With MoneyTap, I could not believe that the entire process of applying for a loan could be done on my phone. When I tried it myself, the experience was mind-bogglingly simple. I got my loan approved in minutes! MoneyTap is loan application done right.

Praveen Dsouza

- Endosoft Solutions, Bangalore

It feels great to have an app like MoneyTap to make any money transactions and also view it whenever required. The app is quite user-friendly and easy to use. I would suggest anyone requiring a credit card to go with MoneyTap.

Amrit Kalita

- Canvera, Bangalore

This is an amazing app. The application process on the app is very simple. Within minutes, I got to know my eligibility. The option of paying back in EMIs was very good. I liked the passcode verification on the app very much, it adds lots of security.

Tilak Kumar AR

- Ikya Human Capital Solutions, Bangalore

This is a good app for emergency purpose and the money can be transferred through the IMPS feature.

Vitaldas

Vittaldas Sachin Shenoy

-HealthifyMe,Bangalore

Last time, as I remember, applying for loan was a huge hassle. With MoneyTap, I could not believe that the entire process of applying for loan could be done on my phone. When I tried it myself, the experience was mind bogglingly simple. I got my loan approved in minutes! MoneyTap is loan application done right.

Praveen Dsouza

- Endosoft Solutions, Bangalore

It feels great to have an app like MoneyTap to make any money transactions and also view it whenever required. The app is quite user-friendly and easy to use. I would suggest anyone requiring credit card to go with MoneyTap.

Amrit Kalita

- Canvera, Bangalore

This is an amazing app. The application process on the app is very simple. Within minutes, I got to know my eligibility. The option of paying back in EMI’s was very good. I liked the pass code verification on the app very much, it adds lots of security.

Tilak Kumar AR

- Ikya Human Capital Solutions, Bangalore

This is a good app for emergency purpose and the money can be transferred through the IMPS feature.

Before you apply for your personal line of credit, make sure you have the following documents handy:

Required
Documents

  • Address Proof

    (Valid Driving License / Valid Passport / Aadhar Card)

  • ID Proof

    (Valid Driving License / Valid Passport /
    Voter's Id / Aadhar Card / Pan Card)

  • Pan Card Number
  • Your Company Name and
    Official Email Address

How Can the MoneyTap Credit Line App Change Your Life?

Use MoneyTap for anything and everything you want or need! Whether it’s for wedding expenses, education fees, medical emergencies, a vacation, or a little indulgence; we’ve got your back.

Press

Nov 18, 2020

Moneytap gets Ashutosh Dabral as new chief product officer

Moneytap hired Ashutosh Dabral as their new Chief product officer in order to innovate and strengthen their existing portfolio of financial products and take up new challenges and problem solving in the existing quarters in aid of MoneyTap’s future growth plans.

Nov 05, 2020

What's behind lending startup MoneyTap's exponential growth?

Forbes covers MoneyTap’s growth, challenges, and entering uncharted waters in the Consumer Lending and Fintech universe. Read more here for their history, details and numbers on the business. The why’s and how’s of how the founders made their decisions.

Sept 02, 2020

Why consumer lending startup MoneyTap is eyeing global expansion in the time of COVID-19

Bala Parthasarathy, Co-founder of MoneyTap, tells YourStory why they have associated with serial entrepreneur Renaud Laplanche, how user behaviour has changed amidst COVID-19, and why it is looking at expanding into global markets in the time of COVID 19.

Aug 16, 2020

BGAUSS ties-up with MoneyTap to offer attractive financing options for its electric scooters

MoneyTap announces its partnership with BGAUSS, from the house of RR GLOBAL  to offer affordable and transparent EMI finance scheme at 0% interest rate for customers who want to purchase BGAUSS electric scooters.

Sept 03, 2020

5 ways to increase your credit card limit

Co-Founder of MoneyTap, Anuj Kackar shares his thoughts in this story by CNBC TV18 on making the right decisions that can get you the most out of your credit card in order to avoid tight spots as people’s expenses ramp up over time.

Sept 02, 2020

These are the 20 Indian startups in the CB Insights list of 250 world’s most promising fintech companies

Changes like the demonetization in 2016 and the coronavirus pandemic has led to a boom of fintech startups in the country – there are currently over 2,174 fintech startups, according to a recent MEDICI Global report. And now, MoneyTap features as one of the list of 20 Fintech companies that have made it to CB Insights 2020 250 of the world’s most promising startups in financial technology.

View more


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