India's #1 Personal Credit App

Get up to ₹5 lakh & pay interest only on what you use

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5 Lakh+

Happy customers
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20 Lakh

App downloads
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10,000 Cr

Loans disbursed
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Years of service

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Your credit app for a lifetime

Instant, flexible personal loans when you need them

Get approved for credit up to 5 lakhs

Transfer money instantly to your bank account

Repay as EMIs, refill as top-up loans and reuse

Money for everything you need

Get up to 20,000 quickly for your small expenses

What can I use this money for?

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Fuel icon
Medicine icon
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Get up to 5 lakhs and pay interest ONLY on what you use

What can I use this money for?

Use money icon
Daily groceries icon
Travel icon
Fuel icon
Medicine icon
Clothing icon
House rent icon
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MoneyTap features that you’ll love

What makes MoneyTap different?

No collateral, no guarantors icon

No collateral, no guarantors

We will never ask you for any security or collateral to use your credit line.

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Quick online support

Have a question? Facing issues? We are just an email away at

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Lifetime access to credit

Apply to MoneyTap once & you'll get access to credit instantly. Withdraw & transact 24x7, 365 days a year.

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100% Safe & Secure

We take utmost care of your data security & privacy. We follow strict IT security policies & only work with RBI-governed partners.

A credit app for all your personal loan needs

Hover over any loan type to read more about it

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1200+ cities, 17000+ PIN codes, unlimited taps

Made in India, made for Indians

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Your credit app is waiting for you.

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Backed by the most trusted names in the industry

All MoneyTap partners are RBI-governed & compliant with regulations

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Have questions? We are here to answer them.

Yes. You can transfer money from your app to your bank account and can use your regular ATM card to withdraw funds and use them as you wish or NEFT/IMPS to someone depending on your needs. The funds are yours.

You have to pay interest only on the funds you use. At the time of withdrawal, you can choose the terms of repayment, which can be anywhere between 2 months and 3 years. The repayment tenure you choose will determine your EMIs.

The interest rate is equivalent to market rates for any ‘personal loan’ with zero collateral or security. It can be as low as 1.25% per month depending on the partner bank and the credit profile of the user.

Get approved for the limit now so that you can have money at your disposal whenever you need it. Once your credit limit is approved, you can access the funds 24 hours a day, 7 days a week at the tap of a button. The interest will be charged only on the amount you use and when you choose to use it. You will also get a MoneyTap card along with the app that can be used like a regular credit card. Use the card for shopping online or offline and get reward points. Act now and have peace of mind!

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