India's #1 Personal Credit App
Get up to ₹5 lakh & pay interest only on what you use
Instant, flexible personal loans when you need them
Get approved for credit up to ₹ 5 lakhs
Transfer money instantly to your bank account
Repay as EMIs, refill as top-up loans and reuse
Get up to ₹ 20,000 quickly for your small expenses
What can I use this money for?
Get up to ₹ 5 lakhs and pay interest ONLY on what you use
What can I use this money for?
What makes MoneyTap different?
We will never ask you for any security or collateral to use your credit line.
Have a question? Facing issues? We are just an email away at hello@moneytap.com
Apply to MoneyTap once & you'll get access to credit instantly. Withdraw & transact 24x7, 365 days a year.
We take utmost care of your data security & privacy. We follow strict IT security policies & only work with RBI-governed partners.
Hover over any loan type to read more about it
I loved how easy it was to get money from MoneyTap
Shalini, Advertising ProfessionalThe best thing is you pay interest only on usage
Umar, Retail ManagerI prefer it because it's flexible & hassle-free
Rajarshi, Software EngineerUsing MoneyTap is so convenient & affordable
Priyanka, Banking ProfessionalI got 2 lakhs very quickly from MoneyTap
Moses, Transport Coordinator1200+ cities, 17000+ PIN codes, unlimited taps
All MoneyTap partners are RBI-governed & compliant with regulations
Have questions? We are here to answer them.
You have to pay interest only on the funds you use. At the time of withdrawal, you can choose the terms of repayment, which can be anywhere between 2 months and 3 years. The repayment tenure you choose will determine your EMIs.
The interest rate is equivalent to market rates for any ‘personal loan’ with zero collateral or security. It can be as low as 1.25% per month depending on the partner bank and the credit profile of the user.
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