Travel Loan Interest Rate and Eligibility

Rate of Interest Varies from 13% to 24.03% pa
Minimum Age 23 or above
Minimum Salary Required ₹ 15,000
Loan Amount Starting from ₹ 3000 to ₹ 5 lakh
Annual Fee ₹ 499 plus GST

MoneyTap’s Most Loved Features:

Approvals are instant and in real-time and you get a credit line of up to ₹ 5 Lakh

You can withdraw as little as ₹ 3,000 or as high as your approved limit

You need to pay interest only on the amount used

The credit card lets you withdraw 100% cash in one go or you can swipe it as many times as you want to

Flexible repayment options where you can convert your card spends into affordable EMIs with convenient payment periods that range from 2 months to 36 months

The only documents you need are your ID proof and address proof to start with


  1. Must be a full-time salaried employee with a take-home salary of ₹ 20,000/month
    Must be a self-employed professional with an income of at least ₹ 20,000/month

    (Only certain professionals like doctors, lawyers, or business owners qualify)

  2. Must be above 23 years and below 55 years of age
  3. Must be a resident of one of the following cities:

    Ahmedabad, Anand, Bangalore, Chennai, Chandigarh, Coimbatore, Delhi, Gandhinagar, Hyderabad, Indore, Jaipur, Mumbai, Mohali, NCR, Panchkula, Pune, Rajkot, Secunderabad, Surat, Vadodara, Vijayawada, Vizag

Travel Loan Related Pages

Reasons You’re Here:

  • Looking for a break from your routine life
  • Want to spend some quality time with your family
  • Wish to explore new places
  • Crave an adventure trip
  • Want to celebrate with your spouse
  • Need a relaxing and rejuvenating holiday
  • Check off a destination from your bucket list
  • Planning a destination wedding

Travel needs only two things – your time and some money. So, if you can take out some time, and need help financing your travel plans, MoneyTap can help make your dream vacation come true with our flexible vacation financing.

Why Use MoneyTap’s Line of Credit for a Personal Travel Loan?

  • An affordable travel loan that meets your needs and suits your wallet.
  • Flexibility to pay in advance for your vacations, bookings, activities and accommodations.
  • Freedom to keep some extra cash for shopping and other expenses as and when you need.
  • Lets you save on interest and helps you monitor your travel spend.
  • Liberty to use your credit line if any unexpected expense or an emergency arises.

Vacation Financing Tips:

  • Don’t overindulge in activities and avoid impulsive shopping.
  • Prepare your repayment plan in advance and budget accordingly.
  • Use a conventional credit card to pay for the vacation of your dreams only if you can make the most of its features like easy access to airport lounges, free insurance cover and flyer rewards.
  • Don’t forget that you may have to pay foreign currency conversion fees along with ongoing annual fees.
  • If you use your credit card for cash advances, you would need to pay a considerably high APR.

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With MoneyTap’s line of credit you will have money available instantly 24x7 to use anytime, anywhere. Click below to experience its power.

Different Ways to Use MoneyTap Personal Loan 2.0

Travel Loan Related Pages

Here are the various vacation financing options to fund your trip:

  • Travel loan

  • Personal line of credit

  • Credit card reward points

  • Your savings

A travel loan is a simple unsecured personal loan to help you pay for your travel expenses like airfare, accommodation, food, shopping, gifts, auto rentals, etc.

A personal loan for travelling allows you to take vacations that you can't afford within your regular budget.

Here are some reasons why getting a travel loan is a good idea:

  • Keeps your savings intact – Taking a holiday loan makes sense because it does not disturb the savings you have accumulated for a rainy day.

  • Flexible repayment schedule – You can choose the repayment EMI and tenure as per your financial capability.

  • Speedy approvals - With instant approvals on your vacation loans, you don’t have to wait to take a vacation.

If you get a travel loan from MoneyTap, you have an added bonus of using your credit line for expenses during your vacation as well like - food, tickets for tours, shopping, or other emergencies.

To apply for a travel loan from MoneyTap, you simply need to download the MoneyTap app on your mobile phone, register, and check your eligibility.

Once you receive the final approval after verification of your KYC documentation, your travel loan is credited to your bank account. You can repay your vacation loan in flexible EMIs that range from 2 months to 36 months.

MoneyTap can approve your travel loan within 4 minutes.

You can find more information here.

MoneyTap’s personal loan tenures range from 2 months to 36 months, and you also get the flexibility to choose affordable EMIs.

Yes, you can use your travel loan money for international holidays.

While on an international vacation, you can be better prepared for unexpected expenses and emergencies with MoneyTap Personal Loan 2.0.