When you’re approved for a personal line of credit from MoneyTap, not only do you get access to instant loans, but also a credit card loaded with rewards and benefits.
Here’s why we like to call this a “credit card 2.0”:
- You can use the card for 24/7 cash access as well as purchases and payments, both online and in physical stores.
- Converting spends into EMIs of your choice is easy, with a simple tap on MoneyTap’s user-friendly interface.
- You get great deals and discounts on food, fuel and entertainment, along with special rewards on your first swipe.
- Repayments are usually at a lower interest rate than traditional loan options, especially for cash withdrawals.
- The entire approved limit is available as cash or an instant personal loan, with no annual fee on usage over ₹1 lakh.
Wondering what you can buy with the credit card 2.0? We have some ideas for you!
Top 7 Purchases to Make Using Your MoneyTap Credit Card
Earlier, we’ve looked at how easy it is to buy a smartphone or laptop with MoneyTap’s consumer durable loan. Here are 7 other things you can get your hands on using the credit card that comes with the loan:
- Wardrobe Overhaul – Upgrade clothes and accessories that are old, worn-out or no longer trendy. The MoneyTap credit card makes it easy for you to flaunt the latest fashions or invest in designer/branded pieces that will last for years.
- Home Entertainment – Get a large-screen LCD, LED or smart TV for your home, along with quality speakers or home theater systems. Surround sound and HD picture quality will make a huge difference when you’re relaxing and watching TV!
- Furniture and Paint – Home renovation doesn’t always have to be a complicated or lengthy process. A few key changes can do a lot, such as replacing damaged, dated or boring furniture and giving your walls a fresh coat of paint.
- Modular Kitchen – A well-organized kitchen is a dream come true, and you don’t need to put this dream off any longer. Shop for a modular kitchen that fits your home, as well as new appliances and accessories you can use in it.
- DSLR Camera – If you love photography, a great camera is an essential investment. Buy the latest model before your next trip to a picturesque destination, your best friend’s wedding, or a family holiday with your partner and kids.
- Vacation Deals – Speaking of holidays, plan a getaway that will recharge your batteries. With a MoneyTap credit card in hand, you can make the most of holiday deals on travel tickets, luxury hotel stays, adventure activities and more.
- Gym Memberships – If you haven’t already invested in health and fitness, it’s time to take that step. Use the credit card 2.0 for monthly or annual membership to the gym of your choice, or even exercise equipment for your home.
- Bikes/scooter – Two-wheelers are the go-to solution for busy Indian streets as compared to expensive cars that often get you stuck in jams. So, bring home an affordable scooter or motorbike in no time with personal loan/credit card and forget the hassles of down payment and EMIs that add up a lot of interest. This is a quick and easy solution that works just like a two-wheeler loan but with comparatively low-interest rates. Now you don’t need to empty your savings, or borrow from anyone!
What are you waiting for? Download MoneyTap on your phone today!