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Author: Shiv Nanda

Shiv Nanda is a financial analyst at MoneyTap who loves to write on various financial topics online. He also advises people on financial planning, investment choices and budgeting skills, and helps them make their financial lives better.

Why are Digital Lending Companies Successful in India?

The Coronavirus has changed the norms of finances globally, including everything else. Indian banks were doing well and progressing before the Covid-1

Why are Digital Lending Companies Successful in India?
Shiv Nanda
Jun-23 • 3 mins read

Digital Lending Business Model: Driving Factors & Key Benefits

The Indian financial market is rapidly growing since globalisation. One of the most significant leaps is the rise of fintech business models. Lending

Digital Lending Business Model: Driving Factors & Key Benefits
Shiv Nanda
3 mins read

How to Check the Credit Card Statement & Why is it Important?

Credit cards changed our spending habits and money managing techniques forever. If you are good at planning your finances, you understand the importan

How to Check the Credit Card Statement & Why is it Important?
Shiv Nanda
3 mins read

Get Instant Personal Loan Without CIBIL Score

When applying for a loan, your CIBIL score is one of the first things, creditors and banks look at. As one of the biggest risks a creditor runs while

Get Instant Personal Loan Without CIBIL Score
Shiv Nanda
May-27 • 4 mins read

CIBIL Score For A Home Loan

Buying and owning a house is almost every person’s dream. But not everyone has the means to pour life into this dream and make it a reality. Buying

CIBIL Score For A Home Loan
Shiv Nanda
May-26 • 5 mins read

Millennials and Credit Scores: Credit-Conscious Millennials Leading the Way in Rising Credit Score Trends in India

India has more than 400 million millennials—those born between 1982 to 2000— accounting for a third of India’s population and representing 4

Millennials and Credit Scores: Credit-Conscious Millennials Leading the Way in Rising Credit Score Trends in India
Shiv Nanda
May-15 • 3 mins read

What Is Insolvency and Bankruptcy Code (IBC)?

What is IBC? IBC (Insolvency and Bankruptcy Code) is one of the biggest insolvency reforms that the parliament implemented in November 2016 to bring u

What Is Insolvency and Bankruptcy Code (IBC)?
Shiv Nanda
2 mins read

Non-Performing Assets (NPA) – Definition, Causes and Impact

What is NPA (Non-Performing Asset)? Non-Performing Asset (NPA) refers to loans or advances that have not been serviced by the borrower for at least 90

Non-Performing Assets (NPA) –  Definition, Causes and Impact
Shiv Nanda
5 mins read

Banks, Fintechs, TransUnion Cibil, and Other Tales

Let me tell you a story. Ram is a salaried individual who has never borrowed money from credit institutions or banks. He has done well for himself and

Banks, Fintechs, TransUnion Cibil, and Other Tales
Shiv Nanda
May-11 • 4 mins read

List of 7 Best Air Conditioners of 1.5 Ton Capacity in 2023

Indian summers are not known to be merciful. The heat and humidity can be overwhelming at times. Thus AC is a basic need in offices and homes in summe

List of 7 Best Air Conditioners of 1.5 Ton Capacity in 2023
Shiv Nanda
Apr-29 • 3 mins read

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