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Author: Shiv Nanda

Shiv Nanda is a financial analyst at MoneyTap who loves to write on various financial topics online. He also advises people on financial planning, investment choices and budgeting skills, and helps them make their financial lives better.

Top 10 Money Management Apps

Financial planning is the starting point for effective personal finance management. It involves three important elements: a realistic budget, well-def

Top 10 Money Management Apps
Shiv Nanda
Mar-17 • 3 mins read

आधार कार्ड पर पर्सनल लोन कैसे ले

आधार कार्ड पर आधार लोन या पर्सनल लोन क्या है? अगर आपको लगत

आधार कार्ड पर पर्सनल लोन कैसे ले
Shiv Nanda
Feb-25 • 4 mins read

EMI क्या है? जानें EMI के बारे में जरूरी बातें

एक मध्यम वर्ग या गरीब वर्ग के परिवार के व्यक्ति के लिए ऋण

EMI क्या है? जानें EMI के बारे में जरूरी बातें
Shiv Nanda
7 mins read

What Is Loan Settlement? How Does It Affect Your Credit Score?

Loan settlement is often mistaken for loan closure. However, they are two different terms, impacting the credit score differently. If you make your mo

What Is Loan Settlement? How Does It Affect Your Credit Score?
Shiv Nanda
Feb-23 • 2 mins read

7 Insightful Small Businesses Loan Tips

There’s a good chance that you’ll need a small business loan at least once in the life of your business. But, let’s face it. In today’s econom

7 Insightful Small Businesses Loan Tips
Shiv Nanda
Feb-20 • 2 mins read

Buy Now Pay Later vs Personal Loan vs Credit Card

What is Buy Now Pay Later (BNPL)? Buy Now Pay Later (BNPL) is an instant micro-loan with a specific limit that allows cash-strapped or budget-consciou

Buy Now Pay Later vs Personal Loan vs Credit Card
Shiv Nanda
Feb-16 • 3 mins read

कर्ज उतारने के 7 आसान तरीके

कर्ज क्या है? अधिकांश लोग समय के साथ कर्ज जमा करते हैं जिन

कर्ज उतारने के 7 आसान तरीके
Shiv Nanda
Jan-27 • 4 mins read

What’s the Difference Between Cash Credit and Overdraft?

Both small and medium businesses need capital from time to time to run their daily operations smoothly. There are two options for taking a loan for bu

What’s the Difference Between Cash Credit and Overdraft?
Shiv Nanda
Dec-31 • 3 mins read

What is Debt Trap? How Can I Avoid It?

What is Debt Trap? The debt trap is a situation where you are forced to over consume loans to repay your existing debts. Over time, you get stuck in a

What is Debt Trap? How Can I Avoid It?
Shiv Nanda
Dec-26 • 6 mins read

How to Pay off Your Business Debt

Business debt can get overwhelming if you don’t control it. Excessive business debt decreases your cash flow, makes it difficult for you to access a

How to Pay off Your Business Debt
Shiv Nanda
Dec-18 • 2 mins read

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